8. Increase the Vertical size.
9.Select the first layer and click in the chain box icon of
the second to link.

10. Go to Edit>Transform>Flip Vertical, to
flip the second image layer vertically.
11. Move the reflected image underneath the main one &
get it as close without overlapping.

12.Make a new layer; place it on top of the reflected banana
layer. Select the Gradient tool, with background/foreground colors are black
and white.Check the "reverse" box.
13.Drag the Gradient Tool from the top of
selection to the bottom.

14.Set the blend mode to Screen and lower
the opacity.

15.Deselect it and Here's what I made: